Onfire Member Program

Staying Healthy is Hard.Paying for It Shouldn't Be.

A longevity membership that gives you access to the out-of-pocket health and wellness care you need — as a manageable monthly subscription instead of one large upfront cost. Join free, and use your membership right at checkout, with no impact to your credit.

A membership, not a loan
Up to 12 monthly payments
No credit impact
Free to join
Use it instantly at checkout

How you pay

Pay your way — no surcharge on bank, debit, and HSA/FSA.

Onfire is built around bank transfer, debit, and HSA/FSA payments. Choose any of these and you pay exactly your plan amount — no surcharge, ever. If you prefer a credit card, a surcharge may apply in states where it’s permitted, to cover card processing costs.

Bank transfer (ACH)

No surcharge

Debit & HSA/FSA

No surcharge

Credit card

Surcharge may apply where permitted

For your health

A better way to invest inyour health

An Onfire membership gives you access to high-value wellness programs through a simple monthly subscription — so you can start the care you need now, without putting it on a credit card or navigating a short-term BNPL plan.

Up to 12 monthly payments — far more breathing room than the ~4 months typical of BNPL

A membership, not a credit product — no interest, no loan, no APR

No credit impact — your health, your privacy

Use it instantly at checkout — no separate application, no waiting period

Fund your wellness plan through employer or HSA/FSA benefitsComing Soon

For your wellness journey

Access the care you need,when you need it.

As an Onfire member, you get exclusive access to curated care bundles from our network of functional medicine and wellness partners — and you pay for them through your monthly membership instead of all at once.

Monthly membership payments

Spread the cost of any care bundle across up to 12 monthly payments. It's a membership subscription — not debt, and not a loan.

A membership, not a credit product

No interest, no compounding rates, no hidden fees. What you see at checkout is exactly what your membership costs — every time.

No credit impact

Your Onfire membership won't touch your credit score. Invest in your health without the financial risk.

Curated care network

Use your membership across our network of functional medicine practices and wellness partners — instantly at checkout.

Live Longer, Pay Smarter

Access the care that insurance won't cover

Longevity
Longevity
Weight Loss
Weight Loss
Genome Sequencing
Genome Sequencing
Disease Prevention
Disease Prevention
Wearables
Wearables
Functional Medicine
Functional Medicine
Lab Tests
Lab Tests
Sleep Optimization
Sleep Optimization
Nutrition
Nutrition
Fitness
Fitness
Wellness
Wellness

Prescriptions and certain regulated products are not eligible for Onfire Health bundles.

How it works

One seamlesscheckout experience.

Your Onfire membership gives you two ways to pay for the care you need — so cost is never the reason you delay getting healthier.

1

Pay Now

Onfire Checkout: Pay Now

Pay in full at checkout — fast, secure, and accepted at any Onfire partner practice or wellness provider.

Full paymentInstant checkout

2

Pay with your membership

Onfire Checkout: Pay with Onfire

Existing members use their membership number at checkout instantly. New members can join on the spot and get the same access.

A membership, not a loanUp to 12 monthly paymentsNo credit impact

Choose payment method

Select how you'd like to complete your purchase

Pay Now

Pay $2,400

Pay with your Onfire Health membership

$200/month · 12 months

Pay by bank account (ACH), debit, or HSA/FSA with no surcharge — or by credit card, which adds a surcharge where permitted by law, shown before you confirm. For a monthly subscription paid by credit card, the surcharge applies to each monthly payment.

Common Questions

Common questions from members.

No. Onfire Health is a membership, not a loan or a line of credit. There's no APR, no credit account opened, and no interest. As a member, you get access to care bundles from our partner network and pay for them through a monthly membership subscription over up to 12 months.